Q. What is the Worthless Check Program?
A. The North Carolina General Assembly implemented the Worthless
Check Program in 1997 as a pilot program for the collection of
misdemeanor worthless checks.  Due to the high success rate, it was
converted to a permanent program.  

Q. Why should people take part in the program?
A. The purposes of the program are to collect worthless checks in a more
timely manner, alleviate the need to prosecute each worthless check case,
and provide an opportunity for the check passer to avoid criminal
prosecution and time spent in court.

Q. How does the program work?
A. When a merchant receives a worthless check, they send the bad check
passer a certified letter giving them 15 days to pay off the check.  If
restitution is not paid within 15 days, the merchant brings the check and
mail receipt to the Worthless Check Program Coordinator in their
county.  The merchant will then sign an affidavit.

The District Attorney’s Office will send letter to check passer
explaining the program and how to participate.  A payment form will be
enclosed for use in paying restitution in full plus applicable fees.  Check
passer is given thirty (30) days within which to comply.  If the check
passer chooses not to participate, a warrant is issued through the
Magistrate’s Office.  If the check passer chooses to participate, he/she
must pay the full restitution plus any applicable fees to the Clerk of
Superior Court by their due date.

Q. What is the cost to the merchant to participate?
A. Nothing.  The bad check passer pays the state fee of $60.00.

Q. What is the cost to the bad check passer?
A. The bad check passer will be required to pay the amount of the check,
the merchant’s service charge fee (which can be anywhere from
$25.00-$30.00), and the state fee of $60.00.

Q. Will the program accept any check?
A. No.  Checks that are older than 2 years old, stop payment checks,
third-party checks, and out of state checks are not acceptable.  Also,
checks that are over $2,000.00 are not accepted, because this
constitutes a felony worthless check.

Q. What if the person wishes to pay off part of the check?
A. When a merchant refers a check to the Worthless Check Program, he
agrees to allow the program to collect all applicable fees.  This means
that the merchant agrees specifically not to collect partial payments.

Q. How does someone who has written a bad check take part in the
program?
A. The Worthless Check Program Coordinator will contact him.

Q. My business is in Nash County.  Where do I take my check?
A. You can drop your check off at the District Attorney’s Office in the
Nash County Courthouse in downtown Nashville, or the Rocky Mount
Judicial Center in Rocky Mount on Cokey Road.

Q. My business is in Edgecombe County.  Where do I take my check?
A.  You can drop your check off at the District Attorney’s Office in the
Edgecombe County Courthouse in downtown Tarboro, or the Rocky Mount
Judicial Center in Rocky Mount on Cokey Road.

Q. My business is in Wilson County.  Where do I take my check?
A. You can drop your check off at the District Attorney’s Office in the
Wilson County Courthouse in downtown Wilson.
Worthless Check Program